Is There an Easy Way to Get Out of Debt? It is a plague that has swept the nation. It's an addiction that affects all levels of society. No one is safe. It's called credit debt. It's easy enough for most people to get a credit card these days. But what they don't know is that that card comes with a huge load of responsibility. While it may seem to you that the card is magic and you can buy anything and everything your heart desires, at the...more
Engraved Groomsmen Gifts That You Can Purchase Cheap If you are planning to give groomsmen gifts, it is not mandatory to buy lavish items. Spending a lot of money over groomsmen is definitely not a prerequisite, especially if you are on a tight budget. Sure you can spend more if you budget allows you, but if not one practical option is to look for inexpensive items that don't look cheap.When looking for inexpensive groomsmen gifts,...more
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Advice for Young Graduates with Debt Problems A study in 2009 revealed that only 2% of undergraduates had no credit history (source:www.creditcards.com). This means 98 out of every 100 students leaving college with a graduate degree also walk out with loads of debt. Figures suggest that while the salary for a fresh graduate is $30,000 on...more
Debt collection: figures and potential The market for debt collection companies, and therefore the work of all workers in the industry has grown exponentially since the rise in cases of default by both businesses and individuals. Amounted to EUR 20 billion the amount given to these companies in 2008, a figure reached to touch $ 10 billion...more
Fair Debt Collection Practices Act - Know Your Rights! Dealing with creditors and debt collection agencies is always a difficult ordeal. Their annoying and persistence way of tracking you down no matter where you are can be very frustrating for you, your family and even your fellow colleagues.Fortunately, to protect the overly abused debtors, there is the Fair Debt Practices Act or the FDCPA for short. It is a federal law that bans unfair debt collection practices which will affect the quality of debtors' life considerably.While this article does not list the whole act, it is good to know the common illegal debt collection practices so that you will not be intimidated and know how to deal with them.1. Contact third parties including your families, friends, neighbors or employers about your debt.Unless the court has given them permission for your creditors to do so, it is illegal for them to contact third parties about your debt. But they may contact third parties for the purpose of locating you. Even so, creditors must not reveal why they are looking for you, unless you are a minor.2. Contact you at odd hours of the day – late night or too early in the morning.Under normal...more
Getting Out of Debt - Four Steps That Can Make A Big Difference If you are in debt, then you know the feeling, the stress, the anxiety, and the calls from creditors and letters from banks. If you are in debt then the first thing you would...more
Get Out Of Debt - Secrets To Build A Budget And Eliminate Debt Many people dread the task of building a budget because they view it as overwhelming and frustrating. But it will make the job easier if you look at it in another way; the only way...more
Get Out Of Debt - The Top Strategies People Use To Get Out Of Debt Getting out of debt is very difficult. However to make your financial future safe and secure, you should be able to get out of debt. Otherwise, you may end up in a debt trap...more
Eliminate Your Debt - How To Consolidate And Eliminate Unsecured Debts In current times, many people are turning to credit cards for extra cash and even a way to pay bills on time. This is caused by the fact that the average family now faces...more
Debt Settlement Relief - How to Choose a Legitimate Debt Settlement Company We all want more for less, bargain has been our innate human quality. We regularly get pop ups, mails, recorded messages, and more from several debt reduction...more
Ambac Converts Debt to Equity Ambac (ABK) recently announced to exchange $8.5 million in debt for 5,036,068 shares of Ambac's common stock. The common stock will be issued to bondholders of 9?% debentures due in August 2011.At first-quarter...more