Foreclosure Purchasers Stranded Many purchasers of foreclosed houses are suddenly finding themselves stranded thanks to the new twist in the crisis. One of the victims was Jim Durden. PNC Financial Services Group was about to sell him a foreclosed house in Weed, California last October when the mega banks came under public glare, for wrongly repossessing houses of borrowers. Now his address is a motel.In a state of limbo he cannot...more
Make Sure You Know What to Expect in Debt Settlement Could Go Settling Credit card debtCredit card debt settlement or debt negotiation is an approach to debt reduction where the debtor and creditor agree on a decreased balance that will be considereed as full payment. Typically if a customer continues to create their payments the creditor will not negotiate a decreased balance. That does not mean you cannot ask. Nevertheless when...more
Under the Florida Fair Debt Collection Practices Act (FFDCPA) 559.553, consumer debt collection agencies must be registered. Florida debt collection laws require debt collection agencies to be duly registered to engage in debt collection business in the state. These companies are requires to maintain a proper valid registration to do business in Florida. This statute came into existence from January 1, 1994 that demands each consumer collection agency in the debt collection business in Florida to renew registration annually (FFDCPA 559.555)Registration by debt collection should be complete in all respects and applicable registration fee should be paid. The registrar's office may reject an application by a prospective registrant if the registrant or any principal of the registrant held a professional license or state registration and that was revoked or suspended and was not explained by the registrant. Not explaining the revocation or suspension to the satisfaction of the registration office or after a notice from the office attracts a rejection of the application. Such rejection is informed to the debt collection company.This registration process is not applicable to any original...more
Managing Finances is one of the most challenging areas in life. To be able to achieve your financial goals, managing all your financial priorities and lead a life you want is the ultimate possibility you can accomplish. But it is not easy to do these things and require a great amount of discipline and planning.First you need to set priorities by...more
Dealing With Your Debts - Practical Ways To Eliminate Debt Managing your debts is probably something that you keep putting off. It is pretty difficult to do when the creditors continue to call. And call. And call some more. It is about time you quit hiding, and start dealing with your debts face to face. There are steps that can be taken to...more
Dealing With Debt - Legitimate Steps To Get Out Of Debt Nobody wants to go into debt. Before things are getting worse and far out of hand, you should learn about some of these debt handling solutions. First of all, you should know about basics. Basics are lower insurance deductibles for your homeowners, renters and vehicles policies where appropriate and save money. Don't take chances on bouncing checks; instead get covered with overdraft protection and pay about the same as what it would cost for one bounced check to cover our account for an entire year. Ask your banker about packaged account services. Many offer free savings and checking accounts with free overdraft protection and checks, free online bill paying and more. When you shop, check your receipts, even for groceries. Many times items ring up at incorrect prices. Sometimes store policy allows for no errors, meaning you get the items free if it wrings up wrong. So carry along a handheld calculator or pencil with small notepad to tally up your charges. In case you have medical debt, the first thing healthcare offices try to do is get you to charge the bills or refinance your home, etc. Stop!!! Before you take such a...more
Worried over the escalating debt this Christmas? This festive season, debt management solutions have come up with some effective tips to help you solve your debt problem. How to solve debt problem?Christmas is the time of joy and exchanging gifts...more
Halloween princess costume is the very famous entertaining season. This is chiefly endorsed to the pleasurable outfit worn out by person and costumes party that has been supposed. This is the lone point of time to facilitate one this would be totally...more
Debts and Bill Consolidation - How To Get Legitimate Help With Debts Did you know that there are 44% of Americans who have debt that they can't pay? A study from conducted by the Federal Reserve shows that outstanding debt in 2007 has remained...more
Eliminate Debt With Lower Payments - Legitimate Strategies For Debt Releif As easy as it is to get into debt, there are a number of strategies for consolidating your bills and lowering your monthly payments while still paying more to principal...more
Get Out of Debt - Take The First Step The World is in debt. Almost all people and organizations are carrying debt to survive, including the Governments of all of our Nations. This is just a fact of life and this is the way that we were...more
Getting Out Of Debt - Legitimate Tactics For Debt Releif Behavioral economist Meir Statman, recently said "getting out of debt is the financial equivalent of trying to quit smoking." Just like any bad habit, good intentions alone will not be...more