Multiple debts are of major concern for both the debtors and creditors alike. However, resolving the issues of debts and settling the same does not seem to be a feasible. Moreover, where is the fund available to take care of the multiple debts? At a time, when you are bogged down with an impending financial crisis, in order to overcome the odds, the best thing you can do is go for IVA debt solution. It can be said that IVA debt is a feasible...more
Festive AtlantaConsidered one of the South's richest cultural hubs, Atlanta is home to many festivals year round. From Springtime's Atlanta Dogwood Festival, the Decatur Arts Festival and the Sweet Auburn SpringFest to Winter's Martin Luther King, Jr. Celebration and Southeastern Flower Show, Atlanta's festival circuit spans the calender and the globe with its diversity. Atlanta Dogwood Festival, the Decatur Arts Festival and the Sweet Auburn...more
Saying "no" is really tough, whether it's to ourselves for something we really have our hearts set on, to our kids, or someone else we love. Nobody wants to be the bad guy who has to deny something that someone has asked to have. When it comes to the ease of using credit, saying no to all the wonderful things there are to purchase in the world can get even harder. And it seems to get worse if it's something you think you must have to "keep up with the Joneses", or something for your kids that every other kid on the street seems to sporting.But learning to say "no" can be the most important lesson to learn about using a credit card. Only by saying "no" will your balance ever get to zero. When was the last time you paid off your credit card? When was the last time you paid off your credit card, and then didn't immediately charge it right up again? If you find that you just cannot say "no" long enough to get that credit card paid paid off, here are a few 'no boosters' that may help you give that 2-letter word a work out more often.Keep your debt total where you can see it. Post it in big, bright red numbers in plain sight-on the fridge or as you go out the door (don't forget to take...more
With the large number of consumer loans around, there is no end to the number of people who are drowning in indebtedness. There will always be a need for more money. Understandable though this need might be, there is no justification for spending more than what you actually have the money for. A great number of people are having problems paying off...more
With the continued change in lifestyles of people, regular paycheck seems not enough to help them survive. That is why the demand for loans and credit card has become so overwhelming. However, this scenario brings about a lot of dilemmas since a lot of people encounter problems paying off their debts. But through these tips on how to become debt...more
Generally public never aware of such financial terms whether its credit card, credit card debt, good and bad debt, and much more. Bad debt is defined as an amount that is written off by the business as a loss to the business and classified as an expense because the debt owed to the business is unable to be collected, and all reasonable efforts have been exhausted to collect the amount owed. Usually it occurs when the debtor has declared bankruptcy or the cost of pursuing further action in an attempt to collect the debt exceeds the debt itself. In general usage bad debt is considered as a money lost by a business which is why it is regarded as an expense. When consumer looks at their bills every month, consumer may feel overwhelmed by the amount of money that they're spending on debt. Sometimes debt might appear like a trap that consumer likes to come out of the situation on their own way. But usually not all debts are bad some are considered as good debt also. We will understand this fact by differentiating good and bad debt through examples. If consumer took on debt to buy something that will increase in value and contribute to consumer's overall financial health, then you can...more
Many Americans spend many sleepless nights worrying about debt elimination, and with good reason. With a national consumer debt at over $2 trillion, most have amassed a large unsecured debt, and the weakened economy and loss of jobs is making it...more
People should know that Debt is that which is owed usually referencing assets owed. Also in the case of assets, debt is defined as means of using future purchasing power in the present before a summation has been earned. Several companies and...more
Most of the time it happens that we forget or not able to keep the record of our debts. And we get to see such scenario like If you're behind in paying your bills, or a creditor's records mistakenly make it appear that you are, a debt collector may...more
People should be aware of different aspects of debts before dealing with it. Usually when you're sorting out how to pay back your debts, you should identify the most important ones. These are called your 'priority debts' and should be settled first....more