- Suddenly, the debt settlement industry has been forced to shift their focus dramatically to better provide financial services to struggling Americans. The Federal Trade Commission's regulation of the debt settlement industry has created an opportunity to help small business owners and solve the growing problem of financial hardships for the average American. The new FTC ruling prevents debt companies from charging any upfront fees before they...more
The scene is pretty bad now and it is up to the financial advisors of the government to seek a way out of the present impasse. The freeing of controls on the banking sector under pressure from big business is also a factor that has contributed to this scene. The average credit card debt is now almost 53% over the figures of a few years back. The consumer debt can turn out to be a noose around the United States and the economists have to plan for...more
No matter what option you choose, your credit is something that you want to protect and getting out of debt is a priority that you should put on the top of the list. Good luck with getting out of debt, and managing your finances.Ways To Manage Your Debt So That You Can Pay Off Your Bills Faster By: Adrian Hargray About the Author ...more
Apple ipad deals are bringing an exciting offers with them. They are proving to be good gadgets for the people.Apple has a good customer base for its product. Recently after the share price of an apple reached higher than Microsoft. The demand for the products have been rising at a greater pace since than. There is a greater increase in the sell...more
When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. There is no time limit on reporting information about criminal convictions; information reported in response to your application for a job that pays more than $75,000 a year; and information reported because you've applied for more than $150,000 worth of credit or life insurance. There is a standard method for calculating the seven-year reporting period. Generally, the period runs from the date that the event took place.Your credit file may not reflect all your credit accounts. Most national department store and all-purpose bank credit card accounts are included in your file, but not all. Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those that usually aren't included.If you've been told that you were denied credit because of an "insufficient credit file"...more
For better or worse, we live in a society that thrives on credit. Almost any product can be purchased through installments. Credit cards and credit applications come through the mail on a regular basis. Unfortunately, some consumers become...more
If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you...more
Hair loss is a bad luck that occurs to several men and women. It frequently happen in becomes older or as the figure is pain from various class of imperfection. It can be discomforting at firstly and basis a human being to back out from contacts or...more
Did you know that the average household debt is over $15,000 in credit cards alone? So, what are the solutions to the growing debt problem? Here's our list of 5 ways to cure your tendency to acquire debt and to instead strive toward debt free...more
Foreign exchange Expenditure Rip-off TricksWe wish to set it extremely obvious - there are plenty of scammers who build nets of lies and catch naive investors into their internet of trickery.In case you go through this content towards the end, we...more
A household may have a mortgage, a car loan, a personal loan and credit cards. Multiple credit cards with varying credits are not uncommon in a single household. Differing amounts at various times of the month fall due for the repayment of these. A...more