Christian Debt Reduction - Debt Free Acceleration Christian debt reduction services have helped thousands of people all over the United States become debt free and they can help you too. Just like with any of the many debt consolidation companies out there, research the Christian organizations to get yourself the best deal.Some of the benefits the debt reduction company you choose should offer you are no hidden or upfront fees. If...more
Ways to Purchase a Wallet Wallet is defined as the small case made of leather or plastic, that we carry in our pockets and used for holding our money and other information. Some people create a special kind of relation with the wallet and hence they refuse to change it. Well those who intent to buy a new one can find the tips given below useful.The first thing you should do is to check the contents of your present wallet and...more
Collection Agencies Cannot Run Roughshod Over Debtors In recent years, an alarming new trend has developed in the world of debt collection. Things have gotten nasty, and bill collectors aren't nearly as professional and courteous as they once were. It's become enough of a problem that Congress has even gotten involved. The FDCPA, or Fair Debt Collection Practices Act, was passed to set guidelines and limits on the power of debt collection agencies to recover debts from consumers. Due to the increasingly hostile and in some cases illegal practices of debt collection firms and their agents, the FDCPA was needed to protect the public from abuse.Reports of widespread abuses in the debt collection industry have been on the rise, with many victims being unduly harassed with threats against their family, job and reputation that in some instances break the law. The most common method is to leave threatening voice messages with the debtor they're targeting which imply that they can seize assets that aren't in any way connected with the debt. Another approach is to shame individuals into settling immediately with them by threatening to come to their home or place of work,...more
The Role of a Cease and Desist Letter in Dealing with Debt Collectors These days, more Americans than ever before are being inundated with debt collection calls and letters. The high unemployment rate and an economy that is wobbly at best mean that there are fewer dollars to go around. Throw in unexpected car repairs or a trip to the...more
Are Personal Finance Problems Haunting You? When do you decide that your finances are in such disarray that you need outside help? Is it when you can't stand to hear the phone ring because you don't want to talk to a debt collection agent? Is it when you have bills you can't pay? Seeking outside help for these problems can be free...more
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How to Get Out of Financial Debt The financial solutions recommended herein are aimed at: - Minimizing one's monthly payments.- Avoiding late fees- Reducing monthly interest rates- Avoiding bankruptcy- Becoming Debt free How to become...more
Cheap Diamond Rings - Things to Know Before You Purchase One There are quite a lot of occasions on which gifting a diamond ring would be the best thing to do. Engagements and weddings are the times when diamond rings are particularly...more
IVA Debt Advices: Great Option to Escape from the Debt-trap Some borrowers reach to such deplorable financial state that they do not find out means to get rid of the horrible debt trap in which they place them. It is not that they do...more
Positives and Negatives of Debt Settlement Debt settlement is by far the most sought after alternative to bankruptcy. It is a debt relief option where the creditor accepts a lower amount from the debtor which is considered full payment...more
Debt Settlement Solutions - Finding the Best Debt Settlement Solutions That Fit Your Budget Debt settlement solution is really a perfect solution for the people to get out of the situation of financial crisis. The legitimate financial...more
Eliminate Unsecured Debt in 2010 - How Debt Settlement Works Settling your unsecured debt is no more a difficulty today. First and foremost, you have to prove before your creditor that you are really suffering from a hard financial...more