If April showers are getting you down, you need to pick up some waterproof shoes. Depending on your style aesthetic, these great looks in waterproof shoes will make dressing and preparing for those unexpected rainstorms a breeze!The Sperry Mallard shoes are a fun choice with some major feminine appeal. For only $49.99, these cute flats will protect your feet from those spring showers you can skip your way through them without any worry of damage...more
Self Improvement Without Spending a FortuneAs you can see, when it comes to self improvement you really do have a ton of great options and opportunities. You don't need to spend a fortune or wreck your budget, and you don't have to miss out on great opportunities for bettering yourself. Get on the right track towards improving your life today with any of these free or highly affordable options and you can start making a positive difference in...more
A 'self managed super fund', also known as a DIY Super, is a way for employees and their employers to jointly contribute towards the employee's pension. The money is invested in government bonds, shares or even property until the employee retires. Upon retirement, the employee can release the fund in one of three ways; either as regular payments, as a lump sum, or as a combination of the two. The advantages of having a DIY Super are:Low Taxation: Tax payments can cost a large amount of money over the full course of the fund, though as a DIY Super is eligible for certain tax concessions, this amount is reduced and you will ultimately have more money by the end of the funds life.Investment Choice: Having choice in where and how much to invest with your DIY Super gives you a huge advantage in customization of your funds investments compared to other similar funds that can not offer this.Control: A DIY Super lets you make the decisions as to how your funds are invested and how the fund operates. You have the flexibility to alter your investment strategy as and when required to meet changes in the economic climate or the changing needs of the members of the fund.If you think that a DIY...more
Nowadays, there is a growing dissatisfaction among people regarding the jobs they hold where they are constantly being pressed for new ideas to suite somebody else's needs. There are hardly any people who find themselves in an employment where there is no corruption or someone else is not taking credit for their work. It might be terrific to find...more
Find Yourself a Debt Settlement AgencyAsk for a detailed proposal from the debt settlement agency. Once you have several debt agencies listed, you should ask each of these agencies to provide you with their debt settlement procedures. From these...more
Touring Asia for the Budget TravelerAsia, your gateway to the East, is an interesting myriad of diverse cultures that are as varied and wide as the Asian continent. Tickets and packages to mystical Asia are as different as the many sites that you...more
There's nothing wrong with camping out, but let's face it it's far more enjoyable when you've had a chance to make plans. When you suddenly find yourself camping on the side of a busy 'A' road unintentionally, and with no supplies, you're probably...more
Ridding Yourself Of That AngerYou tend to have sudden outbursts, be violent, over- react over petty things and generally be angry most of the time. You may not be aware but you might actually have anger management issues.We act and communicate our...more
One of the first things young adults need to know when they're just starting out on the road to the rest of their life, is how important it is to build and maintain good credit. In the world we live in today, your credit rating is the basis of how...more