3 in 1 credit report 24.95 - do you still think you can afford to be without monitoring your credit score?
It is not easy accessing credit report. Each person is allowed one free look per year at their credit report by the government. For most people who are truly concern about their credit, one view per year is definitely not enough. Thus it is advisable to order credit score report from trusted companies to monitor your credit score for continual monitoring.
This is why you should regularly monitor your credit score:
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1. Mistakes discovery
With the increasing popularity of identity theft, you should monitor your credit report on a regular basis to save you from costly hassle. To catch mysterious reports before they turn into a nightmare is highly advisable to protect your indentity.
2. Employment
Those seeking a job will find that undesirable recordings on a credit report may result in disqualification for a position applied for. In today's tough economy, knowing what is on one's credit score is crucial to avoid being disregarded for good jobs.
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3. Unknown Reports
Most people have forgotten various bills for things they have signed up for, for example monthly subscriptions of membership clubs and various continuity programs. Some companies with high membership or subscription fees may report items which are severely past due and have accumulated a large amount. Reporting like these is harmful to your credit score.
4. Credit Improvement
Excellent credit is crucial for approval of credit cards and loans. By working to contact creditors and resolving issues recorded on a credit score report, you will enjoy an increased score and removal of undesirable records.