Are You Getting All Of The Auto Insurance Discounts You Deserve?
Are You Getting All Of The Auto Insurance Discounts You Deserve
?When it comes to auto insurance, most insurance providers use a carrot and stick approach to pricing rates. Insurance carriers reward good drivers for being safe and penalize those drivers that break the rules of the road. Unfortunately, even the most responsible drivers are still not getting all of the discounts they should have.
So, what is a very good driver to do? For starters, you can combine all of your insurance policies together and shop around. A typical family household may have two or more drivers, two or more cars and a homeowner's insurance policy each with different providers. Most insurance companies will provide multi-policy discounts. These discounts can easily amount to hundreds of dollars or more per year in savings. Another popular reward is called a loyalty discount. Many carriers will give you a discount for simply being a loyal customer. If you don't see this discount on your auto policy, call your insurance company and ask if they offer it. Chances are that they do.
Finally, if you haven't had any accidents or tickets in the past five years or more you should see a safe driver discount. The length of time required to be considered a safe driver varies between carriers as there is no set length of time. If you don't have a safe driver discount on your policy, call your provider to find out how you can qualify for their safe driver discount. The good news is that these discounts can usually be combined to give you the lowest possible premium for your auto insurance policy.