So the bottom line that I really want to share is I believe that the commonly accepted
strategic asset allocation -- always have a fixed percentage of your money in certain investment categories; rebalance periodically; and just stay invested at all times -- is flawed. I believe a better strategy is based on supply and demand -- pushing money into areas that are in highest demand while avoiding areas that are in weakest demand. A more dynamic strategy like this will help you stay on top of a changing market and see the type of returns you deserve.