Card Processing in your carpet cleaning business

Card Processing in your carpet cleaning business

We wouldn't dream of telling you how to run a carpet cleaning company, we know little or nothing about contaminants that are invisible to the naked eye, and nothing about industrial strength cleaning products, but we really do know about Card Processing.

How can Card Processing improve my carpet cleaning firm?

This can be pretty straight forward to answer but it involves a few main points. To start with you will always get clients that want to pay with their credit cards, and I am certain you have quite possibly come across this already; if you haven't then you surely will soon.

Cash has often been used in the carpet cleaning business, indeed in any industrial and commercial cleaning business, nevertheless when you deal with cash you're often putting a lot of trust in others. You might have employees who do the carpet cleaning on your behalf, and asking them to be responsible for the receipt of payment carries many risks; they may lose it, or otherwise misappropriate your money.

An alternate way has often been to send out bills to people once the carpet cleaning job has been completed. This can cause a problem in people delaying payments, and sometimes failing to pay at all. This is a terrible way of doing firm and does not have to be this way anymore.

Because a carpet cleaning company is always on the go from place to place, providing your employees with a mobile card processing terminal that can take card payments anywhere in the country with a mobile phone signal is the way you can avoid these complications. Enabling clients to pay there and then when you turn up or when you've completed the work ensures that you will be paid promptly for the services you have provided. Having a mobile credit card processing machine also prevents using cash. Anything can happen to your cash in transit from one site to the next; when your staff accept cash payments they may accumulate quite a lot of money if they go from job to job without checking in.

Our clients will pay me personally through cheque.

If this is the case, and you have a number of customers who pay for your carpet cleaning services by cheque then you must re-think this kind of payment method fairly quickly. Cheques are becoming obsolete, and pretty soon they will no longer be accepted or recognised by anyone. Already bankers have stopped issuing cheque guarantees, so now you are at a greater risk of taking a bouncing cheque.

But Card Processing will cost me money?

Yes it will, this is correct, but then business banking is rarely free either is it? The amount you pay for your card processing merchant account to be able to accept card payments will usually be representative of your firm and the amount of a risk it is actually. In the carpet cleaning industry there is a low fraud risk because the customer will be present at the point of sale and they will be using their own debit / credit.

Sometimes card processing merchant charges can also be reduced depending on the duration you sign a contract with your card processing company for. Those who sign a five year contract with a card processing company can often benefit from much reduced rates than people who use their banks to do the same; the banking institutions will often increase their rates a couple of times a year too, so this is worth considering.

Do a little research into mobile debit card processing machines, we're certain that you'll agree this is the only way forward for your carpet cleaning service; and you can bet that your competitors are perhaps already doing it!

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