Let me start off by saying that your credit report is very important
. It is a piece of information that can affect your life in many ways. Yet not many Americans take the time to check their credit score regularly. Your credit score is the first thing that you should check if you have any suspicions of someone stealing your identity.
Identity theft is becoming a real threat, and nearly everyone has had their credit card information stolen at one point or another. If you don't check your credit score, someone can apply for a mortgage under your name without you ever knowing it. The threat is very real, and you should safeguard against it as well as you can. The best way to ensure you're safe is by checking your credit report regularly.