How To Make A Claim For An Accident At Work

Accidents at work are extremely common and can often lead to fairly serious injuries;

however victims of accidents are often unaware of the process they need to follow to make a claim and often miss out on compensation that would have covered medical bills they were forced to pay as a result of the accident.

As accidents at work are so common, the employer must have Employers Liability Insurance this ensures that any compensation is paid through the employers insurance company, rather than directly through the company.

A common fear that victims have that causes them to hesitate in filing a claim is that their job may be at risk because they see themselves as just causing hassle. However, this is never the case as an employer has a duty to ensure that working conditions are safe to work and they themselves must face the consequences if this is proved otherwise. If they fail to acknowledge unsafe conditions, they are breaking the law and putting themselves and their employees at a serious risk.

Employers should outline safety guidelines and other responsibilities to minimise the risk of danger to the employees and these should be made known to the team so that they feel comfortable and confident in the workplace. Work accident claims can only be made for injuries that the employee has suffered at work, which could have been avoided had the employer taken action to prevent any accident.

Any injuries that have been suffered should be noted down in an accident book, as this ensures that accidents of the sort dont happen in the future and acts as evidence should the victim decide to pursue a claim.

When joining a new company, you should always read through the health and safety guidelines, particularly if you are working in an industrial or healthcare environment where potential injury risks are higher, to ensure that you can avoid any potential injuries.

Many insurance companies offer a no win no service agreement (conditional fee agreement), which allows the victim to make a claim without having to pay anything whether they win or lose. This allows victims that may be nervous about costs to make a claim without having to worry.

Ideally, should you suffer an injury at work, the best thing you can do is speak to a solicitor or law firm and find out the details and how you should pursue the claim with professional and clear guidance.

by: Amy

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