How to Protect Yourself and Your Confidential Medicare Information
A news story that broke at the end of June told of how a health insurance company had to notify 470
,000 individual policyholders that their medical records, Social Security numbers, credit card information and other sensitive data might have been exposed during a security breach.
Apparently, the health insurance company problem stemmed from an online program that allows people to track the progress of their application for coverage. A third-party vendor had completed work on the website and mistakenly declared that all security measures were in place. The problem has since been rectified; however, it's an important reminder of how vulnerable we all are.
"With all the advances in technology, it's surprising how vulnerable Medicare beneficiaries and other insurance holders are when it comes to their private information," says Alan Weinstock, an insurance broker at
www.MedicareSupplementPlans.com. "That's why Medicare and other insurance beneficiaries need to take the necessary steps to protect their confidential information."
Tips from the U.S. Department of Health and Human Services
Now while policyholders had no control over this recent problem with the health insurance company, there are steps that the U.S. Department of Health and Human Services suggests Medicare recipients can do to protect themselves.
First, remember that your Medicare number is your Social Security number and guard them diligently. Don't let anyone borrow or use your Medicare ID. If your Medicare card is lost or stolen, report it immediately.
Next, be suspicious of people who offer you free medical equipment or services, especially if they request more information. Be particularly wary of those who approach you in public places or call you on the phone and offer you these freebies in exchange for your Medicare number. Hang up or walk away.
Finally, don't forget to check your medical bills, summary notices, explanation of benefits (EOB) and credit reports to ensure that no unexpected activity has taken place. You can get a free credit report each year just by calling (877) 322-8228.
Some Final Tips to Protect You and Your Medicare Information
Most of these are common sense suggestions, like only providing your Medicare Health Insurance Claim Number to your doctor or other Medicare provider. But they're important to keep in mind.
Hide personal information in a safe place and out of the view of those you don't know. This includes your medical records. Don't allow anyone, except the appropriate medical professional, to review your medical information.
Keep in mind that the primary purpose for these scam artists is to obtain your personal information for identity theft. Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes. To find out more visit the Federal Trade Commission website for details.
"Medicare beneficiaries are vulnerable to scam artists," suggests Alan. That's why it's good to know there are those who have their best interest at heart. Like the insurance brokers at
http://www.MedicareSupplementPlans.com where you can get information about which Medicare supplement insurance coverage is best for your needs.
How to Protect Yourself and Your Confidential Medicare Information
By: Alfred Winston
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