I was sitting in my rented house thinking wouldn't it be great to have a house of my own. My husband said it would be great, but we could not afford it. I then thought to myself why don't we, then he turned around and said what with. Then it hit me that we don't save a thing we were just like a lot of people. Then I thought it was time to take charge of my life and my money, it was time to become a MoneySavingExpert.
I know this was going to be a great challenge, for the first time I was ready. I then sat at my kitchen table with all my bills and started to draw up a budget. I never thought I would put my self on a budget but there was no other way that I could fulfil my dream. Everyone has to have a goal to work for as if you have nothing to focus on then it wont happen.
When you start to go through everything on the table you think there is no way that I can save a cent. A budget means that you have to find ways to cut what you spend or you wont be able to do what you want. If you could even save a few dollars from a few things then that all counts. I looked at my budget and thought where do I start so I started at the top and was surprised to find what I could save a week. You don't want to cut yourself that thin, as you have to be able to live and enjoy yourself but you need to do it without breaking the bank every week.
I saved on my shopping bill buy buying in bulk and looking for specials. Theses are only little things but they do help as it all adds up in the long way. I also looked into my phone bill and cut $10.00 a month so if you add that up it's a bit for the year. I then looked at my car and how much fuel I was using. Then I realised I could save a bit if I didn't use my car every single day. At the place I worked there were a lot of people that lived around near me so I approached them and asked if they would like to car pool? It was surprising when I told them how much we all could save by just taking one car everyday and take it in turns. Now I only drive mine once a week and it's saving us money.
So lets turn your life around today and make those few adjustments and be on the road to become a MoneySavingExpert.