More About Benefithouse No Medical Exam Life Insurance
Those who do not want to go through a medical examination
, but want to financially protect their family can choose a BenefitHouse life insurance policy with no medical examination. Life is always uncertain and you definitely do not want your family to face unexpected financial burden in the event of your untimely demise. Having a good life insurance no medical exam policy can protect your family from financial hardship. Hence, it is important to learn more about such policies.
There are two types of policies from which one can choose - term life insurance and permanent life insurance. The term life insurance policy from BenefitHouse provides coverage for a specific term. The duration can range from 5 years to 30 years.
The whole life insurance policy, as the name suggests, does not have an expiration date. It will last for your lifetime as long as you keep paying the premiums.
Providing Security
Whether you choose term life insurance or whole life insurance from BenefitHouse, you will gain a sense of security. Having auto insurance ensures that you are covered in the event of an driving accident. Similarly, having a no medical exam life insurance policy ensures that your family will not suffer due to loss of your income.
Nowadays, getting life insurance has been made easy with policies that require no medical examination. A life insurance no medical exam policy is great for those who are young, or those who do not have any serious health issues.
No Medical Exam-A Better Option
An insurance policy with no medical examination usually costs more than the one that requires examination; however, this does not mean that you should always take a medical exam insurance policy. There are several reasons for this:
* You are in a hurry to obtain life insurance protection because you have a need right now and don't wish to wait for the typical 30 to 60 day approval time for plans that require an exam.
* You don't have the time to have an exam.
* You simply do not like to have a physical exam or you hate to be poked by a needle.
Basically, a medical exam life insurance policy does not guarantee a low insurance policy. Therefore, it is better to take a no exam life insurance policy that provides similar coverage.
However, this does not mean that you should provide false information while applying for a BenefitHouse life insurance policy. The policy will be cancelled, if it is found that the applicant has provided false or incomplete information.
Easy Online Application
It is easy to apply for a no medical exam life insurance policy. You can run an online quote and select the plan that fits your needs. Answer a few questions...it takes no more than 8 minutes. If you are approved, you can pay with your credit card or with an automatic bank withdrawal. In fact, if you are approved, one carrier even allows you to print a copy of your policy immediately online.
Please verify that the policy for which you are applying does fit your needs and your goals. If you do not understand certain points, you can always speak with an experienced professional independent agent. The agent will make sure that you completely understand the terms and conditions of the policy.
Once you have found the life insurance policy from BenefitHouse that provides the coverage that you need and at a good rate, you can sign on the dotted line and have your family's future secured.
by: jason honey
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