Organization Of The Guangxi Delegation To "borrowing Fat Power" Hard To Break Through Youth
Recently, Tiandong County Zhouzhen Hong Xiang Xiang Wei Kan Chun Young Farmers Village
with two hours, successfully borrowing from Hong Xiangnong village credit union funds to 12 million for contracting a mango field. Last year, Wei Kan Chun shares 10,000 yuan to the Hong Xiangnong Estate Mutual funds, non-guaranteed, mortgage-free loans to 50,000 yuan from the union to expand its banana-growing area.
Was established in March 2009 in Hong Xiangnong Estate Mutual funds, by the monarch, including Wei-Kan village, including 21 young members of the banana association of more than 30 million shares was launched into. This is the first in Guangxi run by the farmers themselves, self-management of rural financial union.
"Easily in their bank loans, deposits, 'money view' substantial magnetic members." Credit union loan officer Huang set up as division introduced more than eight months of operating conditions, said, "As of late 2009, the Credit Union Member development to 92 loans to 62 pen, more than 100 million loans. "
As the only comprehensive reform of rural finance pilot counties, Tiandong county full range of degrees of financial institutions in recent years, Guangxi ranks first in county, bank outlets cover all townships in the first province to achieve the financial interbank payment "townships" in objectives, financial products and financial services in the country repeatedly set a precedent.
Figures provided Tiandong County, Tiandong County currently ICBC, Agricultural Bank of China, Construction Bank, Agricultural Development Bank, postal savings banks, rural cooperative banks, the North Bay village banks, rural credit union funds and other financial institutions and banks China Life Insurance and other nine non-bank financial institutions and networks, the total number of banking institutions to 43 outlets. 34 business outlets throughout the county have access to large micro-payment system, 80.95% of total outlets, each town had one or more financial institutions to network access to modern payment system.
Tiandong County, determination and efforts of financial reform, more directly reflected in the flexible and effective in getting loans, guarantees difficult to break. Mutual funds following the Hong Xiangnong
after the establishment of the village, December 29, 2009, Guangxi second run by the farmers themselves, self-management of rural finance union, "Bamboo Union rural funds," Silin in Tiandong County the town was born. Experts said that a county has two rural finance union, opened the first of its kind in the country, adjusted to relax the China Banking Regulatory Commission show that banking institutions in rural areas, access to policy determination of the pilot, in resolving the contradiction between supply and demand aspects of rural finance to make substantial efforts. Mutual funds
Bamboo rural town of bamboo based industries Silin the basis of farmer cooperatives, village development model and the Hong Xiangnong Mutual fund is basically the same: to absorb the savings members of the community to donate funds to other banks and financial institutions into the capital as a source of funds, non-guaranteed, mortgage-free amount of up to farmers to become shareholders shareholding of less than 10 times the loan ratio by the end of shareholder dividends. Among them, the shareholding of 2.8 million yuan, North Bay Village Bank by Tiandong more than 150 million credit, financing more than 50 million. "" Base rate stood at 10% by the wholesale integration of capital, then the base rate of 10% -20% standard 'retail' lend to members. "Bamboo rural finance director of Old Mutual abundance of chromium in the interpretation of this" wholesale-type loans, "he said. Tiandong North Bay Village Bank Deputy Governor Su Caihong said, the maximum" wholesale "250 million in loans to rural Bamboo Mutual funds. Li Guoqiang
Jiangxi young farmers in search of venture projects in Yunnan, and Hainan was removed inspected more than one month, the final lease 80 acres in Tiandong carried out banana cultivation. Land lease contracts with a piece of paper as collateral, Li Guoqiang from the Agricultural Bank of easy loans Tiandong County, more than 100 million, "do not worry the growing costs." This is Tiandong County Forest Right Mortgage Loan and the right to land contractual management quality mortgages bold attempt. To Forest mortgage, Tiandong far issued by the Agricultural Bank of wood processing loans 2.5 million yuan. Moreover, innovations introduced Tiandong County agriculture-related micro-loan insurance, PICC Tiandong support the company launched a key feature of Tiandong County crop insurance premiums by 90% of financial subsidies, farmers from the worry of 10% model to carry out. Li Guoqiang The resulting 70% of the micro-credit insurance and growing Insurance.
Tiandong County Agricultural Bank, the Agricultural Development Bank of combining the characteristics of Tiandong County industry, launching the "company + base + farmers" pilot loans to farmers the way UNPROFOR loans to farmers. North Bay Village Banks to UNPROFOR, the way mutual insurance professional for all kinds of economic cooperation organizations in rural lending.
Town in Tiandong County Xiang Zhou Zhongping Village, the Agricultural Bank and the North Bay Village Bank's ATM ATM is located in the village house, with the villagers can benefit farmers in the ATM card overdraft of up to 30,000 yuan, and a credit, As with the loan-to-use, recycle. Zhongping Village, home of Mission branch secretary Li Yuegui and sisters, "three joint guarantee" security will not benefit farmers by the Agricultural Bank Card Revolving Loan 100,000 yuan, so that their annual slaughter satinwoods Pig 800's Pig Field expanded to 950 long, and build a number of biogas digesters and other eco- Cultivation Equipment. Agricultural Bank of Zhongping Village, most of the villagers transfer telephone installed at home, "to use Feed Then I shall go directly to the feed owner account. Sell pig if the money to my account, there will be toll-free number for reminding me. Only our village, with farmers on the transfer phone are more than 3,000. "Li Yuegui ready to pig farming this year will be extended to 1500, convenient financing channel help her busy.
Tiandong financial innovation pilot test, attracted Beijing, Shanghai, Jiangsu and other financial institutions in major cities of the country sent to the Tiandong sightseeing, both said, "are a useful reference."
Organization Of The Guangxi Delegation To "borrowing Fat Power" Hard To Break Through Youth
By: tianli
How Closet Organization Can Improve Your Life The Most Common Phlebotomy Certification Organizations Dynamics Gp For Project Organization: Implementation, Support, Integration Rhub Webinar For Organizational Meetings How A Bulletin Board Can Enhance Your Enterprise Organization Strategies for Organizational Change – Creating Shared Vision Ideas On Organizing Your Own Closet How To Hire Potential Employee For Your Organization? Green Organizations Are Also Smart With Building Efficiency Use Metal Hangers in Organizing Your Closet Benefit Your Organization & Secure Your Intellectual Property Do Your Organization Really Require ISO 14001 Certification? How To Get Your Organization ISO 9001 Certified
Organization Of The Guangxi Delegation To "borrowing Fat Power" Hard To Break Through Youth