Ready For A New Start

Ready For A New Start

Ready For A New Start

Are threatening calls and letters from creditors and collection agencies becoming an everyday occurrence? Does it feel as though the calls have gone way beyond what would be considered harassment? If your bills are more than you can manage and afford, if you are getting deeper and deeper into debt every day, North Carolina bankruptcy may be an option for you. While filing for personal bankruptcy can be a very trying and stressful experience, for many, it is a chance at a new financial start. The cause of your financial problems may stem from many things; the recent downward economy, unexpected medical bills, or overwhelming credit card debt. When things get to the point where you can't sleep at night and you're constantly worried about the state of your financial future, your best option may be to consult with a North Carolina bankruptcy lawyer. You can put an immediate stop to threatening and harassing calls from creditors by getting in touch with a well respected North Carolina bankruptcy lawyer. Your lawyer will review your records and paperwork and help you decide whether filing Chapter 7 or Chapter 13 personal bankruptcy is appropriate for your situation. Notification will be sent to all creditors and collection agencies informing them that you have taken the proper steps and begun the process of filing for personal bankruptcy. Once your paperwork is properly filed through your local bankruptcy court, a trustee is appointed and an "automatic stay" will be entered. This "automatic stay" will not only help in stopping all of the threatening and harassing calls and letters that you've been receiving, but it will prevent any action at all from your creditors. Using the services a North Carolina bankruptcy lawyer can provide will relieve the headaches and stress from the harassment you've been experiencing. Creditor phone calls and letters will become a thing of the past. You can finally begin to get your financial life back on track without the fear of legal action being taken against you.

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