Save My House From Foreclosure - Have You Fallen Behind On Your Mortgage?

Have you fallen behind on your mortgage payments and your mortgage company is threatening

to foreclose on you and take your house away? Are you freaking out wondering how you"re ever going to dig yourself out of this hole? Do you feel like throwing your hands up and just letting the bank take your house because you have no idea what to do?

You search for information and guidance but you can"t seem to find any really good information that will allow you to keep your house without going through bankruptcy. All you need is a little more time and some breathing room to figure out how to get back on track. You want to pay your mortgage but the money just isn"t there and you"re at a loss for what to do. Any information that you find is from lawyers or refinance specialist who are wanting money for their services and you"re afraid of getting scammed.

I know that for me, when the walls started closing in, I couldn"t find the kind of advice I was looking for. There were books out there written by lawyers that cost as much as I spend in two weeks on groceries. They were filled with all sorts of paperwork and forms that I could fill out to stop the impending foreclosure. But I didn"t want to have to file any paperwork. I just wanted someone to stop the mortgage company from taking my house!

I was at my wits end and felt like giving up. I just wanted someone to tell me what to say and what to do to get the mortgage company to see my side of things and to get them to stop calling me and asking me for money that I didn"t have right now. I couldn"t concentrate on anything else. I couldn"t sleep at night. I couldn"t eat. I just wanted to run away.

It was my children that were the motivating factor in getting me to do something to stop my foreclosure and made me do something to keep the bank from taking my home. My kids loved playing in that yard and those front steps were ours to sit and blow bubbles on. I wasn"t going to let the mortgage company foreclose on me and I was desperate to do something about it.

I reached out to a few people I knew that worked in the mortgage industry and an old dear friend that worked as a paralegal for a foreclosure attorney for help. It was there that I got the information that I was looking for. It was from these people that I learned what to say, who to say it to and how to say it to get the help that I wanted and needed. I was able to get the mortgage company to see things from my point of view and was able to climb out of this deep dark place and avoid becoming homeless and having my credit completely destroyed by a foreclosure.

Thanks to these people and the advice that they gave me, completely off the record, I was able to avoid foreclosure and having the mortgage company auction off my house at a sheriff"s sale. I couldn"t have done it myself and before that I was at the mercy of the collections people without a leg to stand on.

by: Sam Harrison

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