Ten Things You Need To Know About Whiplash Claims
Avoiding whiplash, the UK's most common road injury
, is perhaps more simple than you might think.
Wear your seatbelt:
Not only is this a legal requirement, it also makes perfect sense. Without the use of a seatbelt all the other safety features of a modern vehicle are rendered null and void. Some readers may remember the TV advertising campaign that compared a passenger without a seatbelt as being akin to a rampaging elephant in the event of an accident. Not only is it putting you at risk, it endangers everybody else travelling in the vehicle.
Adjust your head restraint:
It may be called a 'headrest' but it is not a relaxation aid at all. It can function as this, but its main purpose, as a surprisingly few number of people seem to know, is to restrain the head, the heaviest part of the body, in the event of an accident. It should be adjusted so that both its top edge and the top of your head are level, and it should be located as close to the back of your head as it can be. Many modern cars now feature special anti-whiplash head restraints to try and combat this problem, although if you drive a particularly old car, you may find you have none at all!
Make sure your brake lights are working:
It is surprising how many people are oblivious about the condition of their brake light bulbs. A quick glance about the cars at traffic lights will reveal just how many people have defective bulbs fitted to their vehicles. If your lights don't work, how can the person behind know you are slowing down until it's too late. Plus, its a legal requirement to have both (or all three) bulbs working properly.
Keep your distance:
If everybody obeyed this rule, whiplash would barely exist, and the number of car accidents on our roads today would plummet dramatically. Keeping your distance from the car in front may have no bearing on what the vehicle behind you is doing, but at least you won't cause a pile-up and further injuries if somebody hits you.
Check your mirrors:
If you think that someone is too close to you, either accidentally or deliberately, keep an eye on them and safely let them by at the earliest opportunity. If they want to cause an accident, theyre perfectly welcome to, but make sure it isnt with you! Of course this isnt always possible, but it should be in the majority of cases.
And if the worst should happen
Get the other drivers details:
You need to do this to make sure that you can get your car repaired, and to ensure that you can claim compensation if you have genuinely been injured.
Take photos of the crash scene:
This is for the same reason as the two outlined above. Evidence is key in both insurance and compensation claims. Most people carry a camera these days in the form of their mobile phones, so if you dont have one, ask a bystander to take photos for you.
Speak to witnesses:
Take their details and ask them if they will provide a quick testimony to emphasise that you werent at fault for the accident.
Dont admit liability:
If you believe you were not at fault for the accident (and in nearly all cases, if your vehicle has been shunted from behind, you wont be) dont feel pressurised into admitting liability for the accident. If neither party can agree, then call the police.
Seek medical advice
Again, the reasons for this are twofold: the more obvious one being that if you have been injured you need medical assistance to ensure that you are not more seriously injured than you may think. The second one is, if you wish to claim compensation, you will need to have had your injuries confirmed by a doctor.
by: Richard Craig
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