The long debated nationalized healthcare plan had finally been passed by the government
. However, the passing of the plan has not stopped the ongoing debates of the plan that are still going on. To some this plan is a godsend that will allow them to now have healthcare. To others it means they will be paying more for what they believe will be a lower quality of healthcare than they are presently accustomed.
Healthcare providers presently operate with a risk pool. This means that there are enough healthy people in the group to cover those who will require major medical care. The new program will change this by allowing those with previous medical conditions to be covered. Most employers provide healthcare insurance to their employees, however do to the rising costs, many have transferred a portion of the cost to the employees who now are paying more for sometimes fewer healthcare benefits.
For the majority of people, the new healthcare program will not provide any additional benefits to them. They will now be paying for a nationalized healthcare plan that was designed to provide benefit to those that cannot pay for healthcare or were currently ineligible to receive any care from the usual sources.
The major benefactors from this health insurance program are those who cannot pay for care or those too sick to qualify for benefits from the standard providers of health plans. These groups of individuals that will benefit most from this program are not the ones that will be paying in order to receive these benefits. It is those individuals who already have health insurance that will be footing the bill for those who will receive benefits but cannot pay for their own.
As this may seem like the right thing to do there may be significant risks to having everyone one on health care because this could put a significant stress and strain on an already over burdened system. This could add up to long lines to get to see specialists or any of the best doctors and could leave many people waiting for years just to get a medical opinion on a health crisis and most people in crisis can't afford to wait that long. With all these factors in play it is easy to see why some feel that the U.S. Healthcare Plan is a savior and others feel this may be the end of quality health care in the United States. No matter where you sit it is easy to see that there are many pros and cons to having a nationalized health care plan.