The bottom line on debt is this: (1.) Never put a lender in the place of God by depending upon the lender to meet your needs, and (2.) Never play God by determining that the only way to meet your needs is to borrow. Ron Blue is a financial expert who founded Ronald Blue & Company. He is now president of Christian Financial Professionals Network, whose mission is to help Christian financial professionals incorporate biblical wisdom into their advice and counsel, as well as connect Christians seeking financial counsel with biblically wise Christian financial professionals . Ron also serves on the board of directors for several organizations, including Campus Crusade for Christ, Crown Financial Ministries, and Thomas Nelson Publishers. He has authored 13 books and has appeared on numerous radio and TV programs. Ron and his wife, Judy, live in Atlanta.Online counselor is always available to help you out.