What Can a Freelance Writer Do For You?A freelance writer is an independent contractor who usually telecommutes (works from home). You might hire a freelance writer for a small project or on an on-going basis to do regular work, part- or full-time. Freelance writers can tackle any writing or editing project you may have, including: articles, reports, web content, proofreading, press releases, reviews, business plans, ghostwriting, e-books,...more
Those Britons who are paying for their energy through a prepayment scheme are losing out on millions of pounds, according to findings by a price comparison website.In a study carried out by moneysupermarket, it was revealed that the typical person meeting the cost of their utility bills via prepayment is paying out an average of 1,026 pounds 46 pence. However, by switching to pay by monthly direct debit, such a consumer would pay 853 pounds 96...more
We are in recession and have just began to chip away at the tip of an iceberg that is credit crisis. Former Treasury Secretary Larry Summers recently stated, "We are facing the most serious financial stress that the U.S. has seen in at least a generation." I think to call our economic situation a recession and the subprime bubble a credit crisis is a gross understatement.This is just the beginning - an opinion shared by Satyajit Das, a world-renown expert on credit derivatives, who is also the author of 4,000+page reference text on this subject.I believe we are going into a nasty bear market. Why?1. Extraordinary level of debt characterizes a very weak economic state.2. Political leadership with silly intervention proposals.3. Subprime market bubble that is just a key to Pandora's boxÂ…watch out!Massive DebtBush's oil war on Iraq is a $300 billion dollar per year burden on the U.S. economy (by many scholarly and economic estimates). This is expensive by itself, but becomes completely unaffordable when we factor in that the US Government borrows $250-300 billion dollars form China every year above and beyond what it already collects in taxes in spite of tax payers overpaying (i.e....more
Thwart: to frustrate, foil, block, stop, or to obstruct, hinder or hamper.Many of us are quitting before we've actually had the chance to put our business plans into motion. We often find that we're coming up with these great ideas and plans, but when the ball is ready to roll, we end it there. The reality is, plain and simply, we aren't ready to...more
Let's admit it; we all want to be more, do more, and have more. When you ask people if they would like to be happier, healthier, or more prosperous financially, you are certain to get an affirmative response. This is because every living thing in nature is programmed with a desire to improve. We are most certainly a part of nature. Since the...more
It has been said often enough in recent times that buy-to-let has two notable characteristics at present. One of these is that there is a determination on the part of most investors to make their investment a long-term one, eschewing the notion of making a quick profit and seeking instead to enjoy the long-term gains the industry can bring.Secondly, there is perhaps a shorter-term aspect where demand for letting and the increase in rents have both risen rapidly, making possible higher returns and ensuring properties do not lie idle for lack of willing tenants.These two factors are, of course, two sides of the same coin. Both reflect the state of the residential property industry at this point. With the credit crunch seeing mortgage choice reduced and the uncertainty that has gone with it also slowing the market, house prices have ceased to rise in the way they have been doing for the last few years, meaning that the short-term option of investing, letting for a while and then selling the property at a profit is no longer viable.Yet at the same time this slower market has led to the increase in demand from people who would otherwise be looking to get out of rental accommodation and...more
The news earlier this week from the Council of Mortgage Lenders (CML) that the number of buy-to-let mortgages taken out last year was higher in the credit-crunch blighted second half than the roaring first six months may have surprised many. But it...more
Portugal has always been a popular destination for Britons wishing to purchase a holiday home abroad or to buy a place in the sun for their retirement. Pure investment purposes have also been behind such foreign property transactions, but according...more
Buy-to-let investment in the UK is set to go from strength to strength in 2008, it has been suggested by one industry commentator.Malcolm Harrison from the Association of Residential Letting Agents (Arla) has claimed that this year could be yet...more
Those who believe the Spanish market is past its best may be barking up the wrong tree. Not because there hasn't been a property market correction, not because there isn't a global credit crisis and not because many investors looking for new hotspots...more
If the talk of the property industry in the last year has been Cape Verde, the issue of how much property can be crammed onto those little volcanic islands in the sun may become an issue before too long.Or perhaps it won't. According to Simon Walker,...more
Those looking at property investment in France will soon be aware that there are many possibilities, as the country is large and offers different attractions to suit numerous tastes. With Alpine ski property, the winelands, the glamour of Paris, the...more