Real estate price corrections in Hyderabad being prevented by extensive market inefficiencies, cartels and unscrupulous business practices.In a free market economy, demand and supply create a check on unrealistic prices - at least that is what theory says. So when demand is less, then prices should fall. This is not happening in Hyderabad, though the real estate market has been down for over a year. The correction in pricing has been minimal...more
Customer service is an aspect of any business, whether a large corporate organization or small home business run by a single individual. The way a business presents itself to customers, either potential or actual, can make a huge difference in terms of promotion, loyalty and the likelihood of success.No business succeeds without customers, and in order to attract customers, it is increasingly necessary for businesses to be approachable,...more
Buying a Franchise is a fantastic way to get yourself out of the humdrum daily toil of your working life and become independent and much more motivated. Today, with the economy as it is, there can be no doubt at all that there is no longer such a thing as job security, and just turning up to work each day can feel a little like a gamble - will you still have a job, or will the company have gone under, or slimmed down, with the loss of your job?It's a reality that is hard to face, and increasingly people are worried about their futures, their financial obligations and their security. In addition, many people are increasingly disenchanted with the daily slog of work, feeling very much that work is something which gets in the way of life, rather than seeing work as being a positive part of life.Which sounds like you? Do you get up in the morning and go to work, thinking about coming home even before you've done a minute's work? Do you get up feeling energized and positive about your day? Would you like to?Starting a business is an opportunity to inject enthusiasm and personal fulfillment into your working life, at the same time as becoming much more independent and personally...more
Author: Matt Couch If you need cash before your actual payday then a payday check advance can be extremely helpful. If you are in need of fast cash then it is important that you know how to locate a legitimate payday lender and avoid predatory lenders who will take advantage of you. If you are currently experiencing short term cash flow problems...more
A growing trend during the current recession is squatters moving into foreclosed homes and living in them rent and mortgage free. Although this seems astonishing, with the inflated real estate bubble not yet completely burst, banks reluctant to recognize losses on such properties, and so many empty homes available, it was a likely result of the...more
With so many different types of mortgage available, it's difficult to determine the right one for you. Before you start looking at available mortgages, however, it's important to first evaluate your finances, as your financial situation is an important factor that will dictate the type of loan you need, and how much you can afford to borrow.Step One: Evaluating Your FinancesBefore you even think about the type of mortgage you should obtain, it's important to evaluate your financial situation. Check your credit rating and FICO score, evaluate your income and debt level, figure out the size of the down payment you can afford, and determine how much mortgage you can afford and what your credit rating will allow you access to.When it comes to your credit rating, know that between 620 and 699, you'll probably pay a higher interest rate than if your credit rating is over 700, due to a slightly higher perceived risk on the part of lenders. If your credit rating is below 620, you may find it's better to wait and improve your credit rating rather than be forced into a sub-prime mortgage with a high interest rate.Step Two: Choosing the Best MortgageOnce you have completed an evaluation of...more
Success is more than economic gains, titles, and degrees. Planning for success is about mapping out all the aspects of your life. Similar to a map, you need to define the following details: origin, destination, vehicle, backpack, landmarks, and...more
There are always going to be differences within an organisation to just about anything related to the workplace. People will object to their work schedules, job assignments, goals, supervisor instructions, and team positions. They will also come into...more
The publishing world is going through a very big change right now. Sadly, most book publishers are choosing to watch the wave from the comforts of the beach rather than getting out there and fighting for a position on the wave. Now is the time for...more
You find a foreclosed home in your area.What next?There is a sign on the property. Should you call the listing office? Pricing on a foreclosure/REO/ bank-owned property needs to be right.At this stage, you need to find a local realtor who knows the...more
Every so often we read that governments are going to crack down on tax havens and offshore bank accounts. The latest threats to do this have come in the wake of the financial crisis and economic recession that began in 2008.However, attacking...more
All salespeople feel it, but no one wants to talk about it: the fear of cold calling. As a sales and business coach, I've often heard the following comments from salespeople I have coached: "I feel like I'm bothering people by calling them.""I think...more