Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or...more
Instant approval credit cards online are becoming increasingly popular among consumers. In a fast-paced society, the speed of an instant approval credit card is sought after by many individuals. But, it is important to understand as much as you can about instant approval credit cards before you choose to apply for one.What are Instant Approval Credit Cards?Instant approval credit cards are those that can be approved within a matter of...more
Life is full of ups and downs. One is never sure when one may have a need for emergency money. In good times or in bad, people may need an instant credit card approval to cover emergency expenses like medical bills, some extra cash to pay bills and perhaps maybe for a much-needed vacation. This is when one turns to instant approval credit cards. Fortunately, accessing instant approval credit card offers online is now as simple as buying something off eBay.Instant approval credit cards are accessible via the Internet as well as directly through the credit card companies themselves. However, when you approach credit card companies directly, the process might take longer than you anticipate as you may have to wait for turnaround. So instant approval credit cards online might prove to be a much quicker choice. Just typing "instant credit card approval" into a search engine gives you a large number of choices. When choosing the right instant approval credit card online, choose from the website that features a wide variety of credit card companies. This list should have the rates and promotions of each credit card provider. The rates should include the APR rates, annual fees, balance...more
Your bright-young-thing goes to college as a student, away from home for the first time, full of the thrill of freedom. And she needs money to spend. While teaching her to manage her money, very often the question is - is it ok to let her have access to huge amounts of credit in the first place? Is it OK to give her a student credit card? Credit...more
According to a commercial that I have seen, at least once every time I turn the TV on, it looks like a good, normal life to use credit lines. In just sixty seconds, this commercial portrays the life of a couple. They meet, they get married, they have babies, they are middle aged, and finally they are senior citizens and grandparents. All along, it...more
Low interest credit cards are an ideal choice for those who are looking for the much needed financial flexibility to become debt free. Many of you many wonder how low interest rate credit cards can help get you out of debt, when it appears on the...more
A persons credit standing can either be an advantage or a burden. If ones credit score is good, he will surely get lower interest rates, exciting credit card and loan offers with low or no fees at all. On the other hand, if his credit score is bad,...more
Teaser rates offered on low rate credit cards are a boon to customers. Low APR credit cards are an ideal choice for customers who carry a steady monthly balance. With so many options, finding the right low APR credit card suited to your lifestyle...more
Credit card debt - it seems we are drowning in it. Each year, Americans rack up more and more credit card debt and it becomes harder and harder to pay them off it seems. Many of us have multiple credit cards with different balances meaning that...more
Reduction of debts with balance transfer credit cards By: Kev Turner About the Author Kev Turner, the entrepreneur loves to fiddle around with his money. He leverages on free balance transfers to ensure certain credits always...more
Unemployed individuals have to struggle a lot to meet their daily expenses as they have no reliable source of income. With the inflation it becomes hard to keep pace with the expenses and the bad credit makes the situation tougher. Thus, to offer...more