Author: Michelle AnnelyYou are in need of financial assistance but you don’t have favorable credit rating? Bad credit personal loans are short term loan that is available for everyone with any type of credit rating. Even, if you have poor credit cases like CCJ, IVA, arrears, defaults or bankruptcy, you can take the full advantage of this loan. Thus, this loan can be a great help to resolve your poor economic condition with ease. Online method...more
Are you one of those who get overwhelmed with managing monthly payments from different loans? With so many bills to handle in a month, some credit payments are bound to fall into the cracks and be forgotten. Do not drown yourself with monthly bills from your credit cards, car loans, home mortgage, student loans and the likes. Through credit consolidation, you can simplify things and manage your bill payments accordingly. With such a simple...more
Surprisingly there are many different types of billing errors when it comes to credit cards. Some of the more common billing errors include:A purchase you did not make or did not authorize. Charges for goods or services that you did not receive or that you refused to accept. Payments you made that were not credited to your account. Bills that contain mathematical errors. You can also dispute charges you don't remember making and request proof that the charge was made.How do I correct errors? You have 60 days from the date of the statement with the billing error, to write to your credit card company.Send your letter to the address listed on your credit card statement for billing errors and inquiries. Include your name, account number, and the date and amount of the error. Explain in your letter why the billing is wrong. Request proof of purchase if that is the issue. Send your letter certified mail return receipt requested for proof of delivery.Do I have to pay the disputed amount? No. You can withhold payment of the amount in dispute and the finance charge on that amount until the card company investigates the dispute. You can also withhold the interest payment on the disputed...more
Author: Jennifer MorvaAre you finding it problematic to handle your day to day expenses? So you require fast cash to solve this problem? But, do you think that you poor credit history is the main reason of all these issues? Then, first stop thinking much and consider very bad credit personal loans. This is an ideal way of sorting out all your...more
Author: cherlespaulAround the world,so many people are not having much knowledge regarding bad credit repair help.Now a days,this type of help is available in the market.The internet technology has made the world as a customer care center.The internet is also offering some help on this repair.This help could be in form of question and answer...more
Have a Bad Credit Score?The number one question that most people with bad credit usually ask would have to be is credit repair possible and can it work for me? The answer to that question is yes credit repair works and it can work for almost anyone, however everyone's results will be different.How Should I Fix My Credit ScoresThe process of fixing your credit scores can be accomplished one of two ways. You can either pay a company to do it for you or you can perform do it yourself credit repair. both methods have positives and negatives associated with them as i will explain below.Using a Paid ServiceThe only real advantage to having a service do your credit clean up is that it saves you time, the drawbacks however are numerous!The biggest drawback to paying a company to repair your credit is that it normally costs alot of money. How much you ask, well most credit improving companies charge a set up fee that can range from $25 up to $100. Then they also charge a monthly fee that averages about $75 per month. So if your credit report takes them 6 months to fix then i could cost you over $500.Plus because they work on a monthly fee most credit clean up firms want the process to take...more
Applying for individual credit requires filling out an application form that requires information to be furnished by the applicant such as marital status, full name, date of birth, address, social security number, contact phone numbers, email...more
Author: Pinki GuptaBad Credit Debt Consolidation Loan Approved In MinutesMost students who go to college are under the misconception that they entrust be able to make student loan repayments in that they will have a fresh money because of their...more
Author: Hector MillaDebt overload: the subject occupies the minds of many people today. A majority of people today carry a burgeoning personal debt. Often it’s a huge encumbrance and many times personal debt load becomes larger than personal...more
Author: Eri k stump Eliminating credit card debt from America is not possible as the American economy is a debt driven economy. Debt can be classified into secured and unsecured. The commonly used debt facility by an average American is the unsecured...more
When financial mistakes we made in the past come back to haunt us, we can get really drained and hopeless. We can't get good credit, our savings are running too low and some creditors would approve our loan application but with a staggering interest...more
Many individuals now a day are aware how to improve their credits because of the global financial challenges in the world. Economic times, as well as epidemic of job losses, foreclosures, and many credit cards have defaults and bankruptcies. It is...more