Choosing a Credit Counseling Company There really is not an easy answer to this dilemma but there are some things that you can look for in a credit counseling company that might make the decision a little easier.One factor to consider is whether it's going to cost you anything to pursue credit counseling. If you are having financial difficulties in the first place, then chances are that you don't really have the expendable cash to pay for...more
Debt Relief Options - Why Creditors Are Accepting Generous Debt Settlement Deals Personal debt is a thing that most consumers have; and while some have it worse than others it is normal to ask for help when you can't pay back your debt alone. This help didn't take long to appear. With the help of the government, several debt relief options were introduced and consumers where encouraged to use them as a way to clear unsecured debt.Debt is...more
Credit Card Debt Relief - Am I Eligible For a Credit Card Debt Settlement Now? Credit card debt relief is available for consumers that took loans and now can't afford to pay them back for some reason. Although the reason that most consumers are in debt is the recession, this is no time to let your debt build up even more when you can take advantage of the great debt relief options made possible by the government.Debt settlement is one of these options and it is possibly the best. Why? Well, the answer is quite easy, debt settlement will help you pay back a smaller amount of debt and also the payments will be lower due to better interest rates. For you to apply for debt settlement you have to have unsecured debt of over 10 000 dollars.Unsecured debt means that you didn't give any insurance that contains your belongings. In other words if you have unsecured debt and you file for bankruptcy, the creditor will have no right to come and sell your assets to make up for the money you owed. This makes the creditors scared and so you can take advantage of this fact and settle your debt.Debt of over 10 000 dollars is needed to make sure that the debt relief option is efficient and...more
Citi Bank Credit Cards - Citibank Jet Airways Platinum Credit Card Citi Bank Credit Cards - Citibank Jet Airways Platinum Credit Card. Platinum Credit Card:Jet Airways Platinum Card offered by Citibank has given platinum tag to it which means it is offered by invitation only. The reason why so is that it allows the card owner a whopping 6...more
Debt Settlement Or Credit Counseling? When Each Debt Relief Option Makes Financial Sense The good thing for consumers in debt is that you have more than one debt relief option to choose from and this can make them quite flexible and you can clear your debt in the best way for you. But the bad thing about is that you have more than one debt...more
Credit Debt Relief Options For 2010 - Steps to Realistically Be Credit Card Debt Free in 1-3 Years If you managed to get a lot of credit card debt in the last years, you are probably looking for viable options to get rid of it. Having debt on the credit cards can be really annoying because any debt makes you feel like having a big burden. But what do you think about the option of having it cleared off in the next 1-3 years? You probably find this amazing if you have huge debt on your credit card, but having huge debt is actually an advantage in this case. The method is called debt settlement and it requires you to have more than ten thousand dollars debt on your credit card. If you have that much debt, you are actually lucky.The first step in the journey to be debt free is to get a good debt settlement company to negotiate the debt. Debt can be a really problem and your creditor might be a bit reticent if you do the negotiations yourself. This is why, experts recommend to get a good professional company to negotiate that debt. Make sure that you also check the company on the Better Business Bureau before starting to work with them.The next step after you hire the company is...more
Quick bad credit loans: Fast and instant finances to curb emergencies Due to your bad credit score, lenders may refuse to offer any sort of financial assistance. Even then, you are entitled to grab the necessary funds, for which your bad...more
Credit Card Theft – What To Do If You Lose Your Wallet Having your credit card stolen can be a traumatising experience. Aside from the hassle of reissuing the new cards, you may also have concerns about unauthorised use of your cards by the...more
Credit Card Consolidation - Does This Debt Relief Option Make Sense For Me? Credit cards are considered to be one of the main assets of consumers. They never forget to carry them wherever they go. It may be trip made to office or a quick drive...more
In my Charleston, South Carolina bankruptcy practice, I deal with folks who are overwhelmed with debt. If youre in that situation, its important to know your rights under the Fair Debt Collection Practices Act (FDCPA). Generally, while a creditor...more
Credit Card Debt Bailout How often do you regret swapping your credit card to make the stuff that you take a strong liking to in a shop, your own? Surely, in this time of major recession you must be regretting your credit card purchases all...more
Choosing good credit solutions provider No doubt, millions of people around the world are in debt and are, therefore, always on the lookout for a relief from their debts. Long ago, they should have assessed their financial ability to zero in...more