Tackling Credit Card Late Fees So many people in this country seem to have a huge problem in keeping track of their credit card payments. In fact, such a huge number of people are unaware of the day that their credit card bill is due that the credit card companies have literally set up profit centers based purely on handling consumer late charges.In order to gain control of your credit car usages and keep your charges in check, you need to...more
Best Ways to Eliminate Credit Card Debt - how to eliminate credit card debt quickly Millions of Americans are living alongside a pile of debt that they have incurred through years of spending much more than what they earn. Since all debts are computed with interest, more is added to the amount every monthly billing period and this amount becomes the bigger next month which again bears interest charges.So the interest is earning interests...more
Jealousy is a natural emotion to feel after hearing of someone whacking their credit card bill in half through debt settlement. It seems so unfair to the rest of us struggling to make our monthly payments that those who are in the most financial trouble seem to get the easy way out. Likewise, it seems outrageous that companies would accept less than their due from someone who owes them money.First let's take a look at why someone would want to settle their debts. Usually it is because they are simply unable to pay them anymore or keep up with the growing interest. Misunderstandings or dislike of the goods or services received may also be a reason for debt settlement.In any such instances, both debtor and creditor must come to some sort of an agreement. The debtor is unable or unwilling to pay, and the creditor would rather receive partial payment than no payment at all. The two parties negotiate terms and ideally reach a settlement favorable to both.It's great to have your debt settled and taken care of on a level that you can handle. Emotionally and financially the benefits are enormous. What most people don't know, though, is that while an "unpaid" collection has a negative...more
Are Bad Debt Credit Cards Good For You? We Investigate Bad debt credit cards are supplied by credit providers to individuals with bad debt. How astonishing. Well, don't let your mind run wild just yet.These types of cards operate by shifting of the debts due by you on your current, high interest cards to the bad debt cards having a reduced...more
Summer Daycare May Qualify for Tax Credit Did you know that your summer day care expenses may qualify for an income tax credit? Many tax preparers overlook summer day care expenses when completing tax returns for their clients, missing valuable tax credits. Many parents who work or are looking for work have no choice but to arrange for...more
When you hire a courier to make a delivery for you, if you don't have an account you will probably have to pay before they shipment goes anywhere, and if you have an account, you'll receive a bill at a later date. In either case, your Indianapolis courier service probably has several different options for you to choose from when it comes to deciding how you want to pay them for their services. Many people prefer to pay with a credit card, and by now, most courier companies do make this an option. There do exist a very small minority of courier companies that still don't accept credit card payments. These are the companies that prefer to only be paid by company check or money order. It is safe to say though that these types of companies are in the minority by now, and that the majority of companies that are offering you courier service should accept your credit card as a method of payment. In order to help protect themselves against credit card fraud, there are some courier companies that are only going to allow credit card payments from people that have already opened an account with them. That way they will have some verification about their identities and banking information,...more
People start researching debt settlement services hoping they are a perfect way to settle their debts for pennies on the dollar and once they have completed the program, they will be essentially starting out again with a clean slate. The marketing of...more
It is possible for people with bad credit to obtain an unsecured loan. Borrowers are faced with unexpected problems all the time and many unsecured loan companies are aware of this. Bad credit can happen to anybody who is new to their finances or to...more
StoneRock Capital Group, LLC culture emphasizes teamwork and collaboration. As a meritocracy we reward talent and innovation rather than position, and encourage development. We apply an intellectual rigor to every.For many business owners, the...more
If you are in debt because of credit cards, you are not alone. Millions of people struggle every day with making their credit payments and some are unable to do so. These only cause more problems, because not only do fees and charges build up on your...more
How Credit Affects The Mortgage Loan Process How Credit Impacts Home Mortgage LoansWhen applying for a home loan, one wants to make sure that your credit profile is the best it can be. Your credit profile has a major impact on your home...more
It happens with all most everyone that we feel helpless in the middle of the month when there is a money crisis and an urgent expense knocks your door without any notice. It is even more difficult for you to tenants and bad creditors as they face...more