Personal financial planning involves aspects such as budgeting, planning your savings, investing, getting insured and looking after the smooth functioning of your overall financial health. It is very important for you to know how to effectively handle your finances as the benefits of personal finance planning are many. Some of the benefits of personal finance planning are as follows. 1. Profit from investment plans : With the right...more
Your wage will normally cover you in terms of paying for your every day items such as utility bills and general living costs but there may come a time when your wage does not quite stretch far enough. If this happens to you then fear not as there are financial services on the market at the moment that are here to help. The services available include fast cash loans, or payday loans as they are commonly known, and these are designed to help out...more
The question "How do I set my financial goals?" is a frequent one for young people today just starting out as well as for anybody taking a challenging look at their finances and wanting to clarify how to meet those goals. In a tight economy it might be difficult to determine how to set your financial goals. Actions it is possible to take to achieve this are to first determine what your goals are, what your latest financial commitments are, and set up a budget to achieve your goals. Sounds simple, right?What are your Financial Goals?Step one is to determine your purpose and place a dollar amount on it, what will it require to achieve this purpose. Do you think you're setting a long-term financial purpose including retirement? Is your purpose a huge investment including a property? Is your purpose far more immediate including reducing your present-day credit card debt, increasing your savings or buying a auto? What is your time frame? Whatever your purpose is, you will have superior understanding of how to succeed in it once you set it down in black and white. How much do you'll want to set aside each and every week/month/year to achieve your purpose.What are your...more
"Here's your monthly allowance, dear. It's yours to spend as you wish."... "By the way, please write a check to cover..." "And while you're at it, I'd like to review your checkbook to see how you are spending the rest." Sound familiar?"Financial abuse" is the customary name for this form of spousal emotional abuse. It's one of the...more
If you want to sell your organization services in the wide range first. You have to set your standard price to achieve your financial success and business goal, Marketing is the only function that brings into the organization, all other management functions incur cost and pricing is the mechanism by which sales are transformed into...more
Forensic Accounting is not only a financial discipline, but one that requires the ability to present extremely well. This is because they are often required to assist in legal disputes that result in their opinions being sought during a trial. They are the only party in a hearing or trial that is allowed to give opinion evidence - all others must speak facts.Often called expert witnesses, a forensic expert will usually work in two different areas. This is the financial investigation work preceding a trial and the actual hearing in court. The Expert Accountant is also an experienced fraud investigator.Using both accountancy knowledge and investigative skills, they will drill down into the financial and business aspects of any case that they are presented with. This could be in a number of different areas:1. A divorce where one side has attempted to hide marital assets often requires a tracing or valuation exercise. The Forensic Accountant might be asked to trace assets that a husband has concealed or value a family business so that both parties can take their proper share.2. A personal injury could involve the Forensic Accountant calculating how much a victim would have earned but...more
July 8, 2009, "Fortune" magazine published the 2009 Global 500 list, Jiangsu Sha Steel Group ranks No. 444, Mainland China, a Ranking of the only private enterprise. Member of the CPC Central Committee Political Bureau, Vice Premier Hui...more
Masters financial planning is an academic program that teaches students higher level or advanced subjects in financial planning. Depending on the syllabus of an academic institution offering such program, the coursework may include...more
Now that the Financial Reform Bill has been signed into law, many financial advisors are expressing concern at how this legislation may affect the industrys relationship with retail consumers. FinReg was passed for three crucial purposes1.To bring...more
You may ask yourself, Do I need a Financial Consultant, Investment Advisor, Broker and/or an Investment Consultant? How do I get a Financial Consultant? How much does a Financial Advisor or Consultant cost and are they worth the money? Financial...more
An investor may seek out an independent financial advisor to managing different types of investments. Stocks, bonds, ETFs, managed funds, mutual funds, commodities, and alternative investments are securities that an investment advisor understands. ...more
Because this economy has thrown so many family financial plans into chaos, we can focus so much of our energies on surviving this storm and forget that what we are really seeking to accomplish in wealth-building requires us to keep our head on...more