Insurance Assessors- What are the benefits of Insurance Assessors? Just as an insurance adjuster works through a claim, on behalf of your insurance company, an insurance assessor works on your behalf, helping you get the best possible settlement for your claim. An insured loss is not as bad as an uninsured loss. An insured damage gives you the right to claim for it and even fight in case of encountering any difficulties. You want...more
How Tractor Insurance Can Protect You? 1-800-513-3135 There is certainly various kinds insurance agencies that supply tractor insurance. Seeing that there are a number of choices, narrowing them down can be quite a chore for just a tractor owner and tractor driver. Narrowing them down are able to be manufactured easier if you are paying care about several factors. Such as areas taught in truck, specialization in the truck, and...more
Wedding Insurance - As The Scouts Say "Be prepared"! I was never a scout, but I do agree that you should be prepared whatever it is that you intend to undertake, but especially so if it is a major expense like a wedding. You would therefore need to have some form of wedding insurance.In days or yore, when people honoured agreements and promises, the matter of cancelling a wedding was out of the question. People simply did not cancel wedding plans. This probably had something to do with the fact that they were controlled by parents. However, modern weddings, and by that I mean in the last 20 years, are usually planned and controlled by the bride and groom in association with the parents. In fact, the parents are often merely the providers of some or all of the necessary finance, although more and more couples are financing their own weddings.Because weddings these days are typically costing £20,000 and more, it is not just a simple decision to cancel a wedding and re-arrange it. For most people, their wedding costs come only third in their list of most expensive items to their home and their car.So, we are going to be looking, in the next series of five...more
Wedding Insurance - Have Your Cake and Eat It! Of course we are talking here about wedding cake aren't we? We have all heard and seen the jokes about the wrong cake decorations or inappropriate ones on the tops of cakes at weddings, but it can be a real disappointment if one of your suppliers fails you on your big day. That is why we...more
Wedding Insurance - All Dressed Up And Nowhere To Go! We are looking at some of the more common claims that are made under wedding insurance in this series of articles. We have already looked at cancellation and we have looked at the small army of suppliers in general. But we are now going to take a closer look at the more overt...more
Factors affecting Premiums in Long Term Care Insurance In every long term care policy, there are corresponding premiums a policyholder needs to pay. Rates of these premiums vary a lot and there are determining factors that affect them including the following: Age Age is one of the most important factors that affect long term care premiums. Nowadays, the older you are when you buy a policy, the higher your premiums will be. This means that once you buy a policy the premiums do not automatically increase as you get older, it is likely that the company raises the rates due to the increasing costs of care over time. Daily Benefit Most of the time, benefits are defined by policies through the maximum daily benefit. A policyholder pays a higher rate for higher benefits. The daily benefit is the maximum amount an LTC policy pays for covered services in any given day. For example, a policy that pays $50 per day could pay the actual bill, up to the $50 limit, or pay a flat per diem of $90. To better understand how your daily benefits will be, carefully read the policy. Inflation Protection Protection against inflation is a rider a policyholder can add on to his long...more
How to Buy Long Term Care insurance There are many options to choose from when buying long term care insurance. Here are some choices you can opt for depending on your medical needs. Individual Policies Nowadays, most long term care...more
Long Term Care Insurance Explained Nowadays, long term care insurance can be too costly and may not be a good investment for everyone. And sometimes, in most cases, people who have already bought a policy find out in the end that they...more
Useful Tips when Shopping for Long Term Care Insurance When it comes purchasing long term care insurance, there are certainly a whole bunch of factors and considerations to keep in mind. For those who have no clue on how and where to...more
Wedding Insurance: A Picture Can Say A Thousand Words! If, like me, you do not like having your photograph taken, then the ordeal at hand whilst having wedding photographs taken will be close to your heart. By their very nature,...more
Wedding Insurance: Be Aware Of The Possibilities In our final article in this short series about wedding insurance claims we should just spend a little time clearing up some loose ends.We have already mentioned about the main cause of...more
Insurance - Your General Responsibilities All insurance policies, weather it is car insurance, home insurance or life insurance, have claims conditions that impose certain requirements on the insured. These conditions are put in place...more