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Federal Loans, Grants and Assistance by:John Michael

Investing in real estate for personal or commercial purposes will always be big business in the United States, and you now have the governments backing at your fingertips.The names, addresses, phone numbers and web sites for dozens of programs are identified in this free E-book including: Loans to investors who want to improve 1-4 unit dwellings, Grants to investors with apartment building in financial trouble, or Loans for land...more

The Secondary Mortgage Market In Totality by:Maryann

The borrowers mainly are concerned with only getting their loans approved. They don't really think as to what happens to these loans or how the lenders can afford to lend you so much of money. Here we attempt a detailed study of these factors with reference to the secondary mortgage market.The mortgage market works in a cycle. There are basically two markets Primary mortgage market Secondary mortgage marketThe primary mortgage market involves two...more

What's Your Client's Style? by:Susan Cullen

When it comes to effective selling, one simple fact never changes: Selling is a relationship business. You already know all about your company's products and services - and you've learned the fundamental aspects of the sales cycle.But have you ever asked yourself … What helps one salesperson develop immediate rapport with prospects, and not others? What is he or she doing that is leading to long-term client relationships? How can I learn to do the same thing?Research shows that prospects are more likely to buy when they unconsciously trust, and feel at ease with, the salesperson. They are more willing to open up and provide information critical to closing the sale. It appears that they are almost "helping" you make the sale, as opposed to fighting you in the process.So how do you build this rapport?AND YOU ARE …The first key is to recognize that different behavioral styles do exist among prospects. You've probably seen from your own experience how one sales approach worked great with one person, yet you got a very different reaction from someone else.Behavioral styles impact: How a prospect wants you to sell to them. How a prospect wants you to present information. How...more

5 Steps to Continuous Process Improvement by:Chris Anderson

Part One of Creating Well-Defined Processes SeriesWhat if your sales increased from $100,000 to $110,000 per day and your profit increased from $10,000 to $11,000 - did you improve by 10%? The answer might shock you...Because the answer is no. No improvement occurred. In fact, your process deteriorated. Sure, revenue increased, but is this...more

Ten Ways Start-ups Use Venture Leases And Loans To Generate Millions by:George A. Parker

The rise of venture leasing and lending has created an opportunity for sophisticated entrepreneurs to gain a competitive advantage. Savvy entrepreneurs are using venture leases and loans to generate millions of dollars for shareholders by leveraging existing venture capital. They have discovered ways to use this flexible financing as a tool to...more

Filing for a Patent by:Jakob Jelling

How many times does this scenario happen: You have a great idea. You think you can make millions. You tell all your family and friends about it. The next thing you know, your great idea is being broadcasted on infomercials and some other guy is making millions off of your idea. In order to prevent this all-too-common situation, the answer is to obtain a patent immediately for your brilliant brain child.A patent is the right to an invention that prevents others from inventing, copying, importing or selling your idea. A patent can be obtained through the United States Patent and Trademark Office (USPTO). The idea must be new and non-obvious in order to obtain the patent. EFS stands for electronic filing system and is the USPTO's website for online patent application. The process is fairly simple and the website walks you through each step of the form. Some people choose to hire an attorney to help with the paperwork involved in obtaining a patent, however the website is easily navigable and understandable for most people. Most patents, with the exception of plant patents, can be obtained here.The first step is to understand what type of patent you need. Utility patents protect new...more

Writing a Press Release by:Jakob Jelling

When dealing with "this-just-in" type information, it is important to understand how to write a head-turning press release. A press release must contain substantial information that you consider to be newsworthy and substantial. Relate the news to...more

Do Yourself A Favor: Provide Outstanding Customer Service! by:Rita Ballard

Your customers are your business. Without them, life would be very difficult. The best way to keep your customers, and get new ones, is to provide outstanding customer service. Any contact with a customer provides fertile ground for giving great...more

Re-Discovery Procedures for Building Effective Management Systems: Phase V by:Chris Anderson

Part One of Series: http://www.bizmanualz.com/articles/01-13-05_Systems_Discovery.html?src=ART42Part Two: http://www.bizmanualz.com/articles/01-18-05_Systems_Planning.html?src=ART43Part Three:...more

How to Size an Emerging Market by:Dave Lavinsky

In developing their business plans, companies of all sizes face the challenge of determining the size of their markets. To begin, companies must present the size of their "relevant market" in their plans. The relevant market equals the company's...more

Recruiters: The Challenges of Executive Head Hunters by:David Leonhardt

Once upon a time, head hunters were no more than common cannibals. Some people still view them that way, but executive recruiters are a vital link in a chain that keeps major enterprises functioning well.The top positions at any organization dictate...more

Ask the Credit Counselor by:Howard Dvorkin

Q: I am getting married soon. My credit is great, but my husband can't even get a credit card in his own name due to past credit problems. How will his credit affect mine?A: The good news is that the credit histories of spouses are not merged. In...more
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