If your business requires overseas communications with suppliers or customers; or if you have a loved one living or traveling abroad; you know that the cost for overseas calls can come as a shock to your budget and cause you heartburn if you think what the future may have in store. Calling rates vary from country to country, so the impact on your telephone bill could be dramatic, but there are a few things that you can do to help lessen the costs...more
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise you not to try any of this stuff at home. What I'm about to describe is not one of those illegal credit card schemes. Instead, I'm talking about taking full advantage of the benefits and offers...more
KNOWING SPAIN. THE TOWN OF CREIXELL (TARRAGONA-CATALUNYA)Are you interested moving to Spain? Well in this article you can experience some taste of It.! Creixell belongs to the district of Tarragones of the province of Tarragona. It covers a territorial extension of 10, 5 Km2. It is very near from the Mediterranean coast, and right next to 'El MassÃs de Bonastre'. This massif occupies more than half of the surface of the township which is situated in the north part; and in the east side is where there is the inhabited centre, in a plane area. The littoral has no geographic accidents. Within the township, there are many private residential areas which are very close to the village. One of the most famous is the "Barri de les Botigues de Mar", which is next to the beach which is 1.200 mts. long, far from the inhabited centre.POPULATIONAccording to the last census carried out by the Nacional Institute of Statistics, in 2001 there were 2.086 inhabitants.HISTORYThe oldest remains that have been found in the village belong to a Roman village from the II and III centuries. They were built in an area that is known nowadays as "La Clota", between the national road and the beach. By the...more
Part Three of a Four-Part SeriesPart One: http://www.bizmanualz.com/articles/02-08-05_Process_Improvement.html?src=ART83Part Two: http://www.bizmanualz.com/articles/02-14-05_Core_Processes.html?src=ART84Next Week: Six Sigma ToolsDid you know that you should always create a process map for every procedure or system of procedures that you develop? ...more
Companies seeking capital often ask how long the Executive Summary of their business plan should be. The answer depends upon the use of the summary, mainly determining if 1) it precedes the full business plan, or 2) it will be used as a stand-alone document.When the Executive Summary precedes the business plan, its length should be short, typically...more
Franchises offer the first time business owner a proven and successful business opportunity. If you are looking to start your own business for the first time, franchises provide you with the greatest opportunity for success. When you purchase a franchise from the "Franchisor", and become a "Franchisee", you are not only purchasing a business, but a complete business system.Franchises have over a 90% success rate, compared to about a 15% success rate for those indidviduals starting their own businesses from scratch. Franchises have spent years developing and modifying their systems of doing business, and they pass that "trail and error" knowledge on to their Franchisees. Initial training exists for every aspect of the business, which can last anywhere from 1 to 2 weeks. Training usually takes place at one of the franchises existing locations or their corporate office. Training may consist of the day to day "hands-on" positions required to run the business, to marketing, hiring, purchasing, bookkeeping, management and supervisory techniques. Assistance is available with "demographic" reports to aid in selecting the right location. Support is also available for lease negotiation and...more
Before reading this article, please note that it was written for people wanting to start their own laminate flooring business in the U.S. Therefore, parts of the information in this article are useful only for those particular people. After setting...more
Online Communities are all over the Internet and attract lots of visitors which make them ideal for marketing. People participating in these communities share information about whatever they want under various topics. Some of these discussions get...more
Network Marketing, also called MLM or Multi-Level Marketing, can be one of the most fun and rewarding businesses today.Robert Kiyosaki said:"If I had to do it all over again, rather than build an old style type of business, I would have started...more
What's the most efficient way to secure a US Commercial Mortgage? Work with a mortgage broker who specializes in this area. If you've ever applied for a loan, you're familiar with the mountain of paperwork you are required to complete during the...more
Are you thinking of selling your home on your own, without the aid and professional advice of a qualified REALTOR? You may want to re-examine your decision to do so, because chances are good that you will not increase your net gain by selling your...more
It is the buyer's right to seek an agent, and it is in their best interest to do so. For Sale by OwnerWhen a potential buyer sees a For Sale by Owner property he or she should contact their realtor before contacting the For Sale by Owner. And when...more