When finances are tight, working on a budget is often the last thing you want to do. But having a good budget in hand is essential when you are facing those little unexpected emergencies or trying to figure out how much money you can afford at the grocery store. These tips will help you figure out the best way to go about establishing your household budget. First, figure out how much money you have coming in every month. Include all sources of...more
So just what are values based financial planning and is it anything that you may be interested in. In short, values based financial planning is quite simply a method of financial planning that integrates your personal values into decisions that are made. Sounds simple right? Well its not.How Can You Be Sure?For instance, you may have already been doing some type of Values Based Financial Planning on your own by simply avoiding investment...more
How to Manage Money and Eliminate DebtDashing through the mallswith credit card in handbuying big and smallI don't understand I wish I had more cashbut my credit card I'll useI spend it in a flashOh, I have the holiday blues Oh, Jingle Bells my credit smellsand I think I broke the bankOh, I wish I was debt freebut I have myself to thank Oh, Jingle Bells I'm pennilessand I have some bills to payI still have some things to buywhat else can I sayDebt and the Christmas season don't have to be connected. I've created some tips for how to manage money in this holiday season and ways to start tackling your debt before it becomes too much.HOLIDAY DEBT TIP 3: How to Avoid More DebtSpend Less - In my family Christmas was a time for sharing laughter, getting together and breaking the bank. In fact we would all spend more than we should. When we realized that it was really about the companionship and not the gifts that were important and the holidays became that much better. Rather than buying one gift for each family member, we started to draw names and purchases a single present for one person and had a spending limit. Our maximum was $50 but it doesn't need to be that expensive. The thought...more
Many people hope that their working income will give them all they need to make ends meet and achieve their goals. The reality is that for most people, the regular job will never supply enough money to enable you to become financially successful. Today, we will look at the steps you can take to earn more money.Create Extra Income As we confirmed...more
As a college student, you may agree that life is not easy all the time. Aside from the challenges of dealing with peers and professors, passing exams, and keeping up with the daily school activities, financial issues can also add to the pressure. Many college students today find themselves confronted with the burden of debt on their...more
Women grants are a form of federal grants just for females. A federal grant is a financial assistance awarded to a recipient by a federal agency to help out the American public. The Department of Health and Human Services (DHHS) has provided detailed information about federal funding opportunities online. Online applications are encouraged and the signed grant application, along with any additional information they request, will have your grant request being processed in no time at all. Through the Office of Small and Disadvantaged Business Utilization, the Department of Health and Human Services does a background check of women-entrepreneurs owning small businesses. It then provides the information collected to its agents who in turn issue solicitations and obtain proposals from female-owned small firms who pass qualification. In order to qualify as a female owned small business, the company must be entirely owned or maintain at least 51% ownership rights by a woman or group of women.Women entrepreneurs who want to start a business or expand their existing company can request assistance through the Office of Small and Disadvantaged Business Utilization (OSDBU), as their grant...more
Looking to make money online? A lot of people are looking to do the same as well, but not many people know where to start. If you are one of these people looking to create an internet business for the first time, but are wary to put in much money...more
We all know that paying bills is becoming harder and harder as the world economy struggles. It is harder to hold onto jobs and maintaining your quality of living can be tough as inflation strikes. If you've been struck by unfortunate circumstances...more
Small business government grant money is readily available today. The Obama administration is seeking to give millions of dollars away in grant money. Here are some steps that will hopefully help you in receiving a grant for your small...more
A government small business grant is more easily available than other forms of loans. This is because grants unlike loans do not require collateral or any other form of security. There are many thousands of dollars available as government small...more
Government home grants are often thought of as low-income housing programs, but there are many real estate grant programs for individuals and investors of all income levels and credit scores. Depending on what your specific goal is, there is...more
The proper government grant for business information is crucial to your receiving a business grant. Most people do not receive a government grant because there are no grants, but rather because most people do not know how to properly apply for a...more