your rights as a consumer

When you purchase a product or service, you are entitled to certain privileges

. The federal and state laws of US provide these to all consumers. These safeguard you against fraudulent or unfair businesses. However, utilizing the benefits of these laws is not an easy task. You require capable legal help from consumer protection lawyers to ascertain your rights as a consumer.

The most important determinant is whether you need a lawyer or not. Suppose you were cheated out of $100 in an investment scheme. In such a situation, a lawsuit would simply not be worth the effort. However, if you buy a car and find it defective, it is wise to contact a lawyer immediately. A significant amount of money is involved and you had better get legal help to assert your consumer rights.

The chief decisive factor is, however, legal knowledge. A consumer protection lawyer has in-depth knowledge of the relevant laws, federal and state. You may have a strong case but without proper legal representation, you may lose out at court. Your lack of this knowledge makes it necessary to seek legal help. Only a lawyer knows how to deal with unfair business entities, threatening debt collectors or fraudulent lenders.

An added advantage of hiring competent consumer protection lawyers is that you save time and money. Moreover, you save the hassles of dealing with the legal aspect. While you may waste days to come to an agreement with a lender, it takes a lawyer lesser time as he/she is aware of the laws regulating debt collection practices like the Fair Debt Collection Practices Act.

Suppose you repeatedly ask the manufacturer to replace a defective car and get no results. Your lawyer knows that as per the directives of the federal Lemon Law, or its state equivalent, the consumer has the right to get a refund or replacement for a defective vehicle. It becomes easier for him/her to help you assert your rights in this regard, as he/she possesses the knowledge and experience in handling such cases.

New York is a city having number of registered law firms. But very few of those are competent enough to solve any complicated legal issues. If you are looking for a New York based reputed lawyer, please visit 800 New York Lawyer directory to get the required information.

your rights as a consumer

By: Ashley Smith

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