The question is for customers who to borrow from. Which companies offer an exceptional service, low charges and can get the money in the account as soon as possible? Because the market is becoming so competitive, companies are differentiating themselves to make them stand out from competitors and gain a competitive advantage. This includes a same day payment service, a refer a friend scheme, promoting high standards of customer...more
Digitization is all around us these days. With digitization comes an important idea of customization. Standard business cards have enjoyed a lengthy history. However, times have changed considerably so every business person wants to stand out from the rest in view of the fact that competition is aggressive and growing more so day by day. You want to be able to depict an personality different from the next person. In addition, business cards...more
With so many people losing a home to foreclosure all over the country, most want to know how their credit report will be affected. The credit reporting system was originally created by the Fair Isaac Company and in addition to calculating a person's credit score, the information is confidential. The score changes as things happen, which makes the system somewhat complicated. In other words, purchases, late payments, and even inquiries are reported instantly.Regarding foreclosure, if a homeowner has not made the mortgage payments for 30 to 90 days, the information will be reported to the three reporting agencies, with each late payment causing the score to decrease. For the homeowner falling behind on house payments, this typically means other debts are suffering too, some that have likely gone into a collection or judgement status. Therefore, if a person's credit were checked prior to falling behind in payments, the credit report would show one number but once foreclosure procedures begin and the information is reported, the report could be pulled and show a completely different and lower number.Watching a credit score go from 650 one day, which is good, to 450 the next due to...more
Where does microfranchising fit in with other methods of poverty alleviation? Stephen W. Gibson, creator of the Academy for Creating Enterprise, has developed the Spectrum of Economic Self-Reliance Development, which categorizes and identifies different means of poverty alleviation. This spectrum helps us answer the above question about...more
There seems to be a continuing need for more notary publics in my work place, why is this, and what do notaries do? Many businesses, including banks, real estate firms and legal offices, often need an employee who is also a registered notary since they constantly have so many legal documents that need to be signed. In most states, becoming a...more
Keep Your Building in Working Order or improve your Existing Buildings operation with Continuous Commissioning Many building owners have been the beneficiaries of new building commissioning, which works to ensure that systems work alone and interactively as desired. If your building was commissioned during the design / construct process, you have likely observed the benefits, the most noticeable of which include reliable operation and consistent tenant comfort. However, there is another commissioning process that makes sense for buildings that HAVE been formally commissioned and for those that have not. That process is called Continuous Commissioning. Continuous Commissioning (CC) is an ongoing process to resolve operating problems, improve comfort, optimize energy use and identify retrofits for existing commercial and institutional buildings and central plant facilities.CC focuses on improving overall system control and operations for the building and/or plant as it is currently utilized and on meeting existing facility needs. It goes beyond an operations and maintenance program, and optimizes the facility to its current use which is likely different from the original design....more
It is a known fact that women love wearing trendy fashion jewelry. Fashion jewelry is jewelry thought to be both affordable and makes a wonderful statement about your continued devotion to your loved one.In the 2009 jewelry trend, the traditional...more
There are many different types of online businesses and with the economy as bad as it is more and more people are turning towards the internet to make some money. The most popular and common businesses that are online are internet...more
The vending world was turned upside down in 1997 at the NAMA (national automatic machine association) show, Fast Corp previewed their new high-tech robotic ice cream - frozen food vending machine.We placed a dozen or more of these coin operated...more
If you are unhappy with your job chances are your career focus needs adjusting. Whether you've worked in your field for 20 years or five, anyone can find themselves on a career path that leads to dissatisfaction, frustration and less-than-adequate...more
A large percentage of the population loves to drink both coffee and espresso. We are all aware of the fact that coffee and espresso provide a boost of energy and they also warm your body up on those cold winter days. Most, however, are not familiar...more
Residential and commercial garage door owners in the San Diego area have access to a company that offers repairs, replacement parts and installation of all types of garage doors. San Diego garage door is your one stop shop for all things that are...more