If you have just passes your driving test and are now looking for car insurance this information will help you to lower your premium there are many factors that may affect the amount of car insurance you pay and here is just some of them
Age
Drivers under the age of 25 are at greater risk of being in an accident than those over age 25. Drivers between the ages of 50 and 65 generally have the safest records.
Gender
Women drivers are statistically safer drivers, but that trend is changing as more woman drivers get on the road.
Marital Status
A married person will pay less than a single person with an identical driving record.
Geography
Where you live makes a difference. Those living in areas with little or no traffic are likely to spend less on insurance than those living in congested towns because areas with a lot of traffic tend to see more accidents. Some areas also have a higher rate of vehicle thefts, which can result in a higher premium.
Driving Convictions
Having an accident or moving violations on your record speeding tickets, reckless driving, etc. may put you at a higher risk for accidents and will likely mean a higher premium. Some insurance companies will penalize you for your record for as many as five years from when the incident occurred. However, keep in mind, as your record improves, your premium will get lower
There are many other factors that can affect your premium. For more information please visit http://cheapercarinsurance.devhub.com/